OFFICE OF THE PRESIDENT • REPUBLIC OF THE PHILIPPINES
QUICKNEWS
     
  Rural Bank of San Jose
Contact person:
Mr. Tim Monasterio
09285547611
     

Background

RBSJI was established on May 23, 1973 in San Jose, Camarines Sur. It is headed by Teddy T. Monasterio, as Chairman and President. The bank’s products and services are traditional deposits such as savings deposits, time deposits, special deposits and demand deposits. It also offers various types of loans such as agricultural, commercial, industrial, housing and personal loans.

RBSJI has a branch in Naga City and another in Camarines Sur.

 

Guidelines for Housing Loan

Purpose of Loan

  1. Purchase of house and lot, townhouse, condominium unit and any other single family dwelling;
  2. House construction;
  3. Purchase of lot and house construction; and
  4. Renovation / expansion.

Borrower’s Eligibility

  1. Not more than 64 years old upon loan maturity;
  2. Filipino citizen and resident of the Philippines; and
  3. Must be employed or engaged in business.

Loan Limit

         60% of appraised value of real estate to be financed and offered as
         collateral

Security

         1st Real Estate Mortgage on the property to be financed

Term of the loan

         5 to 15 years

Branches

Head Office
San Jose, Camarines Sur

Naga Branch
Jose Panganiban Drive, Naga City

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