China Bank Savings, Inc.
Contact number:
(02) 988-9555


China Bank Savings (CBS) became a subsidiary of China Bank following the acquisition of Manila Bank in June 2007. The bank adopted and carried its present name since September 8, 2008.

The bank is dedicated to serving the banking needs of consumers and businesses within its target market, serving primarily retail customers and small to medium-scale businesses. It aims to operate and grow as a profitable community-oriented institution, focusing on three product lines: deposits, consumer loans and trust services.


Features/Requirements for Housing Loan

Fast Approval of Loans 

  • Quick access to funds for individual clients


  • Easi-Lot Purchase:
    Acquisition/ refinancing of a vacant lot
  • Easi-Home Purchase
    Acquisition/ refinancing of house and lot, townhouse or condominium
  • Easi-Home Construction
    Construction of a house
  • Easi-Home Improvement
    Improvement/Renovation/Expansion of own house or townhouse

Minimum Loan Amount
Maximum Loan Amount

             Four Hundred Thousand Pesos (PhP 400, 000.00)
             Twenty Five Million Pesos (PhP 25,000,000.00)


Eligibility Requirements

For individuals 

  • At least 21 years old but not more than 65 years old upon loan maturity
  • Must be a Filipino citizen. A foreigner may qualify if loan purpose is acquisition of a condominium unit and subject to the following:
    • married to a Filipino, and
    • with at least two (2) years of continuous residency in the Philippines at the time of the loan application;

For OFWs

  • He/She must appoint a loan administrator ("Attorney In Fact") to negotiate or transact in the Bank on his/her behalf. The appointed administrator must meet the following criteria:
    • Must be a Filipino residing in the Philippines
    • Relative up to 2nd degree of consanguinity or affinity

If a Co-maker and/or Co-borrower shall be required to support the Borrower's loan application, these parties must meet the following:

  • If Borrower is married, the spouse is required to be the Co-maker and/or Co-borrower
  • If Borrower is single,
    • must be Filipino residing in the Philippines,
    • relative up to 2nd degree of consanguinity or affinity, and with capacity to repay

Income Requirement

  • Combined or Family Gross Monthly Income (GMI) of at least PhP 30,000


  • Principal Loan + Interest: Paid in equal monthly amortizations over the term of loan

Collateral Requirements

  • The loan shall be secured by a first mortgage in favor of the Bank on the property to be financed.

Insurance Coverage

  • Fire Insurance (for the House and Lot)
  • Life Insurance /Mortgage Redemption Insurance

Mode of Payment

  • Automated Debit Arrangement (ADA) with CBS
  • Post - dated Checks (PDCs)
  • Over - the - counter (OTC) at any CBS Branch
  • BancNet Online



Alabang Hills
Angeles City
Anonas Mini-Branch
Araneta Center Mini-Branch
Avenida Mini-Branch
Ayala Branch
Bacolod Branch
Bacoor Branch
Baguio Branch
Batangas City Branch
Cabanatuan Branch
Cagayan de Oro Branch
Calamba Branch
Cebu-Lahug Branch
Cebu-Mandaue Branch
Dagupan Branch
Daraga Branch
Davao Branch
Filinvest City Branch
FilOil Tanuan Branch
Greenhills Branch
Iloilo Jaro Branch
Iloilo-Quezon Branch
Imus Branch
J.P. Rizal Branch
Jackman Mini Branch

Kalookan Branch
Las Piñas Alamansa Uno Branch
Las Pinas Branch
Lipa Branch
Malolos Branch
Marikina Branch
McKinley Branch
Malolos Branch
Naga Branch
Nova Plaza Mini Branch
Olongapo Branch
Ortigas Center Branch
Pasig-Padre Burgos Branch
Pateros Branch
Quezon Branch
San Fernando Branch
San Jose del Monte Branch
San Pedro Branch
San Pablo Branch
Santiago Branch
Sta. rosa Branch
Taft Masagana Branch
Tarlac Branch
Taytay Branch
Valenzuela Branch
Zamboanga Branch


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