OFFICE OF THE PRESIDENT • REPUBLIC OF THE PHILIPPINES
QUICKNEWS
     
  Rural Bank of Cauayan
Contact person:
Mr. Everson Retonda
09178682512
     

Background

Rural Bank of Cauayan is a rural bank based in Isabela City. It was incorporated in 1965. The bank is headed by Edgardo R. Bucag, a respected businessman and concurrent administrator of Bucag’s Hospital. The bank’s products and services are traditional deposits such as: savings deposits, time deposits, special deposits and demand deposits. The bank also offers various types of loans such as commercial, agricultural, housing and personal loans.

The bank has 12 branches, eight (8) of which are located in Isabela, two (2) in Cagayan and two (2) in Nueva Vizcaya.

 

Guidelines for Housing Loan

As to purpose

  1. Purchase of Lot;
  2. Purchase of house and lot;
  3. Purchase of Bank’s residential real and other properties acquired;
  4. House Construction;
  5. Purchase of Lot and House Construction; and
  6. Renovation / Expansion

Borrower’s Eligibility

  1. Fixed income earner or engaged in business
  2. Not more than 60 years old
  3. Good credit standing
  4. Foreign-based Filipino workers
  5. Filipino married to foreigners
  6. Family corporations

Loan Limit

             70% of appraised value of real estate to be financed and
             offered as collateral

Security

  1. 1st Real Estate Mortgage on the property to be financed
  2. Savings Deposits / Placement Certificates

Term

             5 to 15 years

Branches

Cauayan

Don Jose Canciller Ave.,  District I, Cauayan City, Isabela

Roxas

Sergio Osmeña St., Bantug, Roxas, Isabela

San Mateo

Bonifacio St., Barangay 3, San Mateo, Isabela

Cordon

Barangay Laurel, Cordon, Isabela

Alicia

Barangay 3, Antonino, Alicia, Isabela

San Manuel

District 3, National Highway, San Manuel, Isabela

Ramon

National H-way, Bugalion Proper, Ramon, Isabela

Santiago

Maharlika Highway, Villasis, Santiago City, Isabela

Ilagan

National Road,Calamagui, 2nd, Ilagan City, Isabela

Tumauini

District 1, National Highway, Tumauini, Isabela

Cabatuan

Nat’l Road, Magdalena, Cabatuan, Isabela

Cabagan

Nat’l Highway, Ugad, Cabagan, Isabela

Cabarroguis

Gundaway, Cabarroguis, Quirino

Bambang

National H-way, Banggot, Bambang, Nueva Vizcaya

Solano

Aquino Ave., Quirino St., Solano, Nueva Vizcaya

Tuguegarao

Luna St. Ext., Ugac Highway, Ugac Sur, Tuguegarao City, Cagayan

Camalaniugan

National H-way, Brgy Bulala, Camalaniugan, Cagayan

 

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