Banco Alabang, Inc. (BAI)Branches
Alabang, Muntinlupa City
Biñan, Laguna
Bacoor, Cavite
Mansalay, Oriental Mindoro

Contact person
Ernel S. Espeleta
Chairman/President/General Manager
(02) 862-0044


Banco Alabang, Inc. (BAI) is a consolidation of the Rural Bank of Alabang (Muntinlupa), Inc. (RBA) and Rural Bank of Mansalay (Oriental Mindoro), Inc. The bank was incorporated on May 11, 2011 and started its commercial operations on July 1, 2011.

RBA has been a recipient of several awards such as Land Bank of the Philippines’ Most Outstanding Rural Bank for NCR and other prestigious awards from the Small Business Corporation and People’s Credit and Finance Corporation, among others.


Features/Requirements for Housing Loan

1.  Purpose of Loan:

  • Purchase of  residential lot only;
  • Purchase of  residential house and lot;
  • House construction;
  • House improvement / repair / renovation;
  • Purchase of residential lot; and
  • Refinancing of loan with other banks/ financing institutions.

2. Borrower’s Eligibility:

  • Nationality          : Filipino Citizen and  Filipino with dual citizenship (with Philippine Passport)
  • Age                        : Of legal age but not more than 65 years old upon loan maturity.
  • Employment      : Should be a regular/permanent employee with minimum of 2 years length of service
  • Proprietor           : With capacity to pay based on financial statements.

3. Credit Ratio

    40 % of disposable monthly income.

4. Loan Limit

  • Only 60 % of appraised value of the collateral;
  • Within the Single’s Borrower’s Limit at the time of the loan; and
  • Within the credit ratio of the borrower.

5. Security / Collateral

    First mortgage on the property subject of the loan.

6. Term

    Maximum of   12 years, payable monthly.



Calculate how much you can borrow based
on your income, loan tenor and interest rate.

Click here to calculate
Find a BBB+B PROGRAM Broker
Forgot your password? Click here

Be a Registered BBB+B Broker
Are you a licensed Broker? Be a part of the BBB+B Program accredited brokers.
Registration is now easy.

BBB+B PropertyFinder
The online property database of the BBB+B Program

Search the database by selecting the property type of your choice on the list and by typing the location of the property you are looking for.

creba   CREBA
Chamber of Real Estate and Builders' Associations
oshdp   OSHDP
Organization of Socialized Housing Developers of the Philippines
shda   SHDA
Subdivision and Housing Developers Association

Back to Top