UnionBank of the Philippines Head Office
UnionBank Plaza, Meralco Avenue corner Onyx and Sapphire Roads, Ortigas Center, Pasig City 1605
Trunk Line: (02) 667-6388
Fax: (02) 636-5259; 636-5261; 636-6289
Web Site/Internet Bank:

Customer Service Metro Manila
Hotline: 841-8600

About UnionBank

UnionBank is one of the leading universal banks in the country, formed by a partnership among the Aboitiz Group, Insular Life, and Social Security System. It has assets of Php275.9 billion and deposits of Php186 billion as of December 31, 2012. The Bank is among the industry’s best in key performance measures – absolute profit, cost-to-income ratio, return on equity, return on assets, revenue/expense ratios, market capitalization, and earnings per share.

The Bank posted a record net income of Php7.6 billion for the year 2012.

Working towards realizing its vision of being an acknowledged leader in service delivery, innovation and value-for-money, the Bank anchors its business undertakings on FOCUS, its strategic roadmap to build financial value, achieve operational excellence, expand its customer franchise, create a unique brand, and deliver superior innovations.

  • Technology savvy
    UnionBank has earned a well-deserved reputation for its technologically advanced banking platforms, products, and services, having pioneered Internet banking and online government payment portal, among others.
  • Strong corporate expertise
    The Bank is a recognized leader and premier provider of treasury services, capital markets, corporate cash management, and B2B solutions to leading local and multinational companies.
  • Relevant solutions
    UnionBank has been providing solutions to specific needs of its customers in trust banking, cash management, retail banking, treasury operations, consumer finance, commercial banking, and corporate banking.
  • Out-of-the-box thinking
    UnionBankers are known for coming up with innovative products and unconventional approaches to banking and business.
  • Multiple access
    Information and network access are core UnionBank offerings. Today, multiple channels are available for transaction and information access, including 186 branches, more than 232 ATMs, a call center, and its Internet bank
  • Industry acclaim
    Recent citations have come from the Asian Banker, Finance Asia, Visa International, Lipper (Thomson Reuters), Lafferty, and Financial Insights (FIIA). The Bank has championed e-commerce in the Philippines and achieved success in creating electronic communities for multinational and domestic corporations and key government institutions.

UnionBank achieved the ISO 27001:2005 ISMS Certification from TUV Rheinland. The Bank’s Technology Management Services (TMS) Unit is the first Information Technology Group among local banks in the country to obtain certification for this specific ISO standard. The Bank obtained ISO 9001:2008 certification in 2010, ISO 9001:2000 Quality Management System (QMS) Certification in 2008, and acknowledged as the first and only bank awarded for its entire centralized backroom operations by TUV Rheinland.

UnionBank CPSR Program

The Bank strives to make the difference with its CPSR program, allocating one percent of our annual net income, commencing in 2003, to social and community development needs. Values formation is the strategic niche of UnionBank’s CPSR, where it can best leverage resources and capabilities in developing our people and nation.

UnionBank’s purpose is to make the difference by elevating lives and fulfilling dreams.




Loanable Amount
  • Minimum loan amount of P500,000
  • Up to 80% of appraised value of property
Interest Rate
  • Prevailing rate at the time of loan release; fixed for 1 year to 5 years at the borrower's option, subject to review thereafter
Purpose and Maximum Term of Loan
  • Lot Purchase - 15 years
  • Purchase of house and lot, townhouse, condominium - 20 years
  • House construction and improvement - 20 years
  • Monthly amortization of principal and interest via Post Dated Check or Automatic Debit Arrangement
Document Requirements
Information on the Collateral
  1. Copy of the TCT/ CCT
  2. Lot plan and vicinity map
  3. Tax Declaration
  4. Owner's authorization to appraise the property (with contact person and contact number)
Information on Personal Data & Income For Employed Individuals
  1. Duly filled out Application Form with ID picture
  2. Certificate of Employment and Compensation
  3. Latest Payslip
  4. Photocopy of Marriage Contract (if applicable)
  5. Photocopy of ID and Community Tax Certificate
  6. Income Tax Return for the last two years

For self-employed Individuals
  1. Duly filled out application form with ID picture
  2. Certificate of Business Registration
  3. Photocopy of Marriage Contract (if applicable)
  4. Photocopy of ID and Community Tax Certificate
  5. Financial Statements for the last two (2) years (In-house & Audited)
  6. Income Tax Return for the last two years
  7. List of top 5 customers & suppliers with contact persons and telephone numbers
  8. Bank Statements for the last six (6) months
Additional requirements for construction/renovation
  1. Approved building plan
  2. Bill of materials and specifications


Calculate how much you can borrow based
on your income, loan tenor and interest rate.

Click here to calculate
Find a BBB+B PROGRAM Broker
Forgot your password? Click here

Be a Registered BBB+B Broker
Are you a licensed Broker? Be a part of the BBB+B Program accredited brokers.
Registration is now easy.

BBB+B PropertyFinder
The online property database of the BBB+B Program

Search the database by selecting the property type of your choice on the list and by typing the location of the property you are looking for.

creba   CREBA
Chamber of Real Estate and Builders' Associations
oshdp   OSHDP
Organization of Socialized Housing Developers of the Philippines
shda   SHDA
Subdivision and Housing Developers Association

Back to Top