Sterling Bank of AsiaAddress:
Sterling Bank Corporate Center, Ortigas Ave., Greenhills,
San Juan City

Real Estate Loans Department Contact Number:
982-9388 locals 2685 to 2688, 2691, 2780, 2754





Sterling Bank prides itself in creating a banking environment and experience that is apart from the usual. This is depicted on its premise on "Banking to a different beat", which articulates a promise that Sterling Bank does banking differently through exceeding customer expectations.

Sterling Bank's value proposition is to offer world-class and professional level of service by creating a strong sales culture and customer orientation. Service excellence as ingrained in core values can be seen not only in its product lines but also in the employees that make up Sterling Bank.

Given the intense competition in the industry and the growing demands of customers, Sterling Bank envisions itself to be the preferred bank of professionals, entrepreneurs, OFWs, and corporations for ultimate banking experience, by providing them with integrated and innovative products and the best value and efficient service.

As Sterling Bank ventures on an extensive expansion program in Metro Manila and key provincial cities, it will embark on developing innovative products that offer optimum yield and convenience for its market.


Credit Policy

Terms/Conditions Housing Loan
Loan Purpose
  • Purchase of residential lot
  • Purchase of house and lot, townhouse and condominium
  • House construction / renovation
  • Refinancing
Borrower's Eligibility Criteria

Must be gainfully employed or in profitable business for the past two (2) years, with a minimum gross monthly income of P40,000

Loan amount

P500,000 up to a maximum of P10 Million (or 80% of *net selling price of an Registered project)

* the Registered project of Developers with special housing loan arrangement with SBA

Collateral Documents
  • For Registered Projects
    • Endorsement Letter of Computation Sheet or Contract to Sell from developer with contract price and description of unit indicated thereon.
  • For Non-Registered Projects
    • Clear Copy of Pwner’s Duplicate Copy of TCT/CCT
    • Lot Plan / Vicinity Map
    • Photocopies of tax declaration on land & building
  • Additional Documents for Construction Loan
    • Building Plan (complete set)
    • Bill of materials/specifications/cost estimates
Loan Term

You may pay your housing loan up to 20 years depending on your collateral.

Interest rate Chose from any of our low rates fixed for 1 and 5 years.
Payment Convenience

You can enrol in our Automatic Debit Arrangement (ADA) or via issuance  of Post Dated Checks (PDCs)

Turnaround Response Upon SBA Real Estate Loan’s receipt of your application form, you will  receive feedback within 24 hours (for Metro Manila based applicants)
For more details please contact our Real Estate Loans Department or visit our website at www.sterlingbankasia.comicon



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creba   CREBA
Chamber of Real Estate and Builders' Associations
oshdp   OSHDP
Organization of Socialized Housing Developers of the Philippines
shda   SHDA
Subdivision and Housing Developers Association

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