OFFICE OF THE PRESIDENT • REPUBLIC OF THE PHILIPPINES
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  EastWest BankAddress:
EastWest Banking Corporation
20/F PBCOM Tower, 6795 Ayala Avenue cor Herrera St., Salcedo Village, Makati City 1226 Philippine

Trunkline:
575-3888 and 870-3500

     

Brief Background

East West Bank (EWB) was authorized by the Bangko Sentral ng Pilipinas to operate as a commercial bank on July 06, 1994.

The bank is majority-owned and a subsidiary of the Filinvest Development Corporation. Its parent company is ALG Holdings Corporation. It provides a wide range of financial services to consumer and corporate clients. The principal products and services of the bank include deposit-taking, loan and trade finance, treasury, trust services, cash management and custodial services. The bank also has the distinction of being the first to give its housing loan applicants an indicative approval of their applications via its internet loan application process.

At present, EWB has a total of 113 branches: 73 in Metro Manila and 40 in key provincial areas.

eastwest
 
Home Loan

Owning a home has never been this light and easy! With EastWest Bank Home Loans' lowest rate at 5.88%* fixed for the first year, getting that real estate property is now so easy on the pocket! Clients can enjoy a great deal of savings which they can use for other expenditures or purchases. Plus, EastWest Bank also provides flexibility and ease with payment terms of up to 30 years.

Unique Product Features Requirements General Frequently Asked Questions
Eligibility Payment Options  
Interest Rates Home Loan Process Flow  

 

Unique Product Features

 

LOT ACQUIRE

Want to acquire a residential real estate property as an investment?
With EastWest Bank Lot Acquire, you can start this investment by acquiring a vacant lot of your choice payable within a 10-year period.

Loan Purpose: For acquisition of vacant lot
Collateral: Lot
Term: Up to 10 years

HOME ACQUIRE

Buying your dream home is possible with EastWest Bank Home Acquire. Imagine, you can own a house and lot in a community where you always wanted to belong or a townhouse to keep you in the heart of the city.

Loan Purpose: For acquisition of house & lot, townhouse or condominium unit for residential use
Collateral: House & Lot
Term: Up to 30 years

CONDO ACQUIRE

You want a place near business and commercial location? This is possible with EastWest Bank Condo Acquire. Now, you can be in a place where everything is just a stone's throw away!

Loan Purpose: For acquisition of a condominium unit
Collateral: Condo
Term: Up to 15 years

HOME CONSTRUCT

Can't seem to find the perfect house that suits you and your family? Then let's make your dream house into reality with EastWest Bank Home Construct. Build your dream house on your vacant lot and it is payable up to 30 years.

Loan Product: Construction of house/enhancement within vacant lot
Collateral: House & Lot
Term: Up to 30 years

HOME EQUITY

Take advantage of your existing real estate property as a source of funds to jumpstart your dreams and life aspirations. With EastWest Bank Home Equity, you can achieve more by getting a new property, improving or expanding your dream home, driving around town with a state-of-the-art vehicle, secure your children's future, expand your investment or even venturing into a new business.

Loan Product: Equity/Cash on Hand
Collateral: Lot/House & Lot
Term: Up to 10 years
Purpose: Additional funding for business capital, renovation, travel, education, cash on hand

HOME PLUS

Are you an existing EastWest Bank Mortgage Loan Borrower? Then EastWest Bank Home Plus is the perfect solution for you! Repainting, renovating and extending your home will be surprisingly convenient. It is an additional loan for the home improvement you've always wanted. Hassle free application!

Loan Product : Top-Up
Collateral : Existing property mortgaged to EastWest Bank
Term : Depending on existing loan term of the existing mortgage loan clients of good standing

Purpose: Renovation, expansion, others

HOME IMPROVE

Expand, renovate and improve your home attuned to your budget and new home trends. Improvements or expansions to your lawn, garden or gazebo is now easy with EastWest Bank's Home Improve.

Loan Purpose : Refinance/Take-Out
Collateral : Lot, H&L, Condo
Term : Depending on collateral
Purpose: Relationship with EWB vs. other bank

ASSET LENDING

Loan Purpose : Commercial
Collateral : Commercial lot or commercial lot with building
Term : Up to 10 years

REFINANCING

Loan Purpose : To refinance/payoff existing loan with another bank or financial institution

Collateral : Depending on collateral
Term : Depending on collateral

Purpose: re-structure an existing loan term
   
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creba   CREBA
Chamber of Real Estate and Builders' Associations
oshdp   OSHDP
Organization of Socialized Housing Developers of the Philippines
shda   SHDA
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